Debt financing for SMEs

Zapital compares offers from banks and NBFCs on your behalf, so you get terms that fit your cash flow.

• Term loans

  Funding for expansion, machinery, or property, repaid over a fixed schedule.

• Working capital OD

  A revolving limit for payroll, inventory and day-to-day operations.

• Invoice and purchase finance

  Unlock cash tied up in receivables or supplier payments.

Frequently asked questions

What documents do I need?

Placeholder: typically GST returns, bank statements and the last two years of financials.

How long does it take?

Placeholder: timelines depend on the lender and the product.